Finance

Not All Loans Are Made Equal: Here’s What You Need to Know

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There are so many options when it comes to loans! They are not all created equal. Here is what you need to know about the different types of loans.

You won’t always have the funds to pay cash for things you wish to purchase. Paying $1,200 for a new notebook computer might be impossible. A $300,000 cash payment for a home would be pure fantasy. A lack of liquidity, however, doesn’t mean elimination from the market. Borrowing money from credible, fair lenders becomes the option most people take. Would-be […]

Finance

42 Painless Ways to Save Money (Plus a Few Bonuses!)

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We all love saving money! It's even better when it's painless! Check out these painless ways to save money that won't make you change your lifestyle!

I’m a big proponent of building income in order to rapidly meet your financial goals instead of pinching pennies and squeezing as much juice as possible out of a dry lemon peel.  You can only squeeze so much…  However, there are times when it is definitely necessary to find different ways to save money in the monthly budget. Now, you […]

Finance

5 Smart Ways to Spend Your Income Tax Refund

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Spending your income tax refund doesn't have to be painful. Here are 5 smart ways that you can spend your income tax refund AND feel good about it!

We are closing in on tax day! April 15th, so if you haven’t filed yet, get after it!  If you’ve been keeping an eye on any of the television commercials or online ads, you may have noticed a theme…  We are getting bombarded by advertisements for a variety of tax preparation services.  That’s right folks, it is that time of […]

General Information

How to Afford Travel

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Wondering how people afford to travel to all of these luxurious places you see all over social media? Here is your chance to learn how to afford travel!

Today, I’m pleased to welcome Alex from Extracts of Alex to discuss how to afford travel.  Personally, I’m a huge fan of travelling and I can’t get enough of exploring new places and seeing new scenery and cultures. I also hate spending a lot of money, and the two things do not necessarily go hand in hand. So, here is […]

Building Income

19 Ideas to Earn Extra Cash on the Side

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Who likes earning extra cash? I know I do! Follow these 19 ideas to earn extra cash on the side today and put more money in your pockets!

Since you’re reading this, I’m assuming that you’re here to find out how you can make some extra cash on the side.  We all could use a little extra dough in our wallets from time to time.  The good news is that there are a lot of ways to fatten those stacks of cash if you’re willing to put in […]

Building Income

Want to Be Financially Stable? Don’t Drop Out of School

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A college diploma isn’t just something to hang on your wall. It can also be your access to greater financial freedom and better job opportunities. While it does take effort and patience to earn your degree, the payoff can be immense. If you want to be financially stable, these are some of the reasons why you shouldn’t drop out of […]

Debt

How To Negotiate A Credit Card Late Fee

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Use the information I've put together to help you negotiate your credit card late fees and get them waived in under 10 minutes.

Hey there! Did you know that the average American household carries about $15,654 in credit card debt? That number is astonishing given that the average household income in the United States is about $59,039! That’s over 26% of our average income just in credit card debt! If you’ve all been following along with me on my journey so far, you’ll […]

Budgeting

Why You NEED A Household Budget

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A household budget is one of the most important tools in achieving financial success! Learn why it is so important to create a household budget!

Creating a household budget is an extremely important step in taking control of your finances.  This Gallup poll tells us that only 32% of Americans keep some sort of budget!  32%!  That is less than 1 in 3…  Yet many people consider a household budget to be highly important when it comes to managing finances. How else are you going to […]